Please note that the information provided here is of a general nature only and for more detailed advice on what you are covered for you must refer to your policy or to your insurance company.
Travel
Insurance -
The great Travel
Insurance "Rip-Off"
This article will deal with Travel Insurance in general and highlight the differences for us old codgers. Be aware that most loss adjusters have not yet lost their pimples and have a very peculiar idea about the effects of ageing.
It seems that older people can be in control of a lethal weapon - a car - and get lower premiums than those under 60 - because we are considered as being sensible and a low risk. However because you are travelling as a passenger on a plane, or in a relaxed mode etc you pay Double or more the premium of someone under 60 and there is no such thing as a "no claim" bonus". Most insurance companies will not even consider someone over 70 for travel Insurance. But please read on - there is hope for all of us.
If you have recently found a good or a bad Travel Insurance provider - let me know! Let everyone know!!
Please note: Monklands Memoriesdoes NOT sell insurance of any kind! If you wish a quote - please contact the Insurance companies mentioned in the adverts on these pages - many thanks.
-
Travel insurance: 'If you fall over on the beach, you're not covered'
Telegraph.co.uk - United Kingdom
Millions of people go abroad without travel insurance each year, some in the mistaken belief that they have free cover with their credit card. ... - Insurers must do more for older people,
report Age Concern (17.03.07) - Down load PDF Insurance and Age report (364.49 Kb)
- See article Re Travel Ageism
- Pre-existing Medical |Conditions - a warning
Why travel insurance?
Travel insurance provides cover for a range of holiday mishaps. These can include:
|
Mishaps |
Recommended Cover |
|
* lost and stolen luggage |
£1,500 |
|
* medical cover |
£2million |
|
* personal liability |
£1million |
|
* legal expenses |
£10,000 |
|
* cancellation or curtailment of holiday |
